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Rising healthcare costs? How NPS Swasthya helps you create a separate medical fund

Startups • February 12, 2026

Rising healthcare costs? How NPS Swasthya helps you create a separate medical fund is drawing significant interest across the industry.

PFRDA has rolled out NPS Swasthya on a pilot basis to help subscribers tackle rising medical costs. This voluntary scheme allows you to build a separate health corpus within your pension account. Contributions are invested following NPS guidelines, offering market-linked growth. The scheme operates under a regulatory sandbox for a limited period with restricted enrollments. If the investment proves unviable, your money transfers back to your main NPS account without loss. NPS Swasthya: Pension meets healthcare planning

Experts suggest this could influence future trends and innovation in the sector.

More updates are expected as the story develops.


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